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Billy Fulwider
Associate Broker
Mechanicsville, VA
REALTOR®

528 W Simpson Street, Mechanicsburg, PA 17055

$330,000.00
  • 528 W Simpson Street, Mechanicsburg, PA 17055 Main Photo

38 Total Photos [Click to View All]

New to the Market ACTIVE
BEDS3 BATHS2 full 1 partial SQUARE FEET2,200 MLS#PACB2053248
STATUSACTIVE PROPERTY TYPEResidential - Single Family SCHOOLMECHANICSBURG AREA

Property Description

Adorable Cape Cod with Modern Updates and Rare Financing Opportunity! Welcome to this truly charming Cape Cod, built in 2005, offering 3 spacious bedrooms, 2.5 baths, and a bright, inviting feel throughout. From the moment you walk in, you’ll notice the abundance of natural light that fills the home, creating a warm and welcoming atmosphere. The layout features generously sized bedrooms, including a primary suite with its own private bath. Storage is a standout feature here, with plenty of space throughout the home to keep everything organized and tucked away. The finished basement adds valuable extra living space—perfect for a rec room, home office, or additional entertaining area. In the kitchen, you’ll appreciate the thoughtful upgrades, including updated countertops and a stylish backsplash that add a modern touch. Outside, the smaller corner lot offers a low-maintenance lifestyle—ideal for those who prefer spending their weekends relaxing rather than doing yard work. And the best part? This home offers a rare assumable PHFA mortgage at just 3.5%, presenting an incredible opportunity for qualified buyers to secure a below-market interest rate. Charming, functional, and full of opportunity—schedule your showing today!

Property Features

Property Type: Residential - Single Family
Basement: Daylight, Full, Partially Finished, Shelving, Sump Pump
Basement: Yes
Cooling: Ceiling Fan(s), Central A/C
Fuel Type: Natural Gas
Garage: 2
Heating: Forced Air
Home Style: Cape Cod
Lot Size: 0.12 Acres
Stories: 2.0
Taxes: $5,049
Year Built: 2005

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Microwave, Dishwasher, Refrigerator, Oven/Range - Electric, Washer, Dryer
Electric: 200+ Amp Service
Exterior: Vinyl Siding, Frame
Fencing: Privacy, Panel
Interior: Kitchen - Eat-In
Lot: Corner
Lot Dimensions: 0.12 Acre(S)
Municipality: MECHANICSBURG BORO
Parking Notes: 4 Total Parking Spaces
Rooms: Living Room, Dining Room, Kitchen, Den, Laundry, Loft, Storage Room
Sewer: Public Sewer
SQFT Above Finished: 1900
SQFT Below Finished: 300
SQFT Total Finished: 2200
Structure Type: Detached
Total Garage/Parking Spaces: 4
Water: Public

Local Schools

High School: MECHANICSBURG AREA
School District: MECHANICSBURG AREA

Listed By / Shown By

Listed By

Agency Name: Iron Valley Real Estate Hanover
Agency Phone: 7177972777

Shown By

Agent Name: Billy Fulwider Associate Broker
Agent Phone: (804) 427-5965

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Estimate Your Payment

Estimated Payment

$ 2,133.75 per month $1,616.75 Principal & Interest $420.75 Property Tax $96.25 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Town Bank Mortgage
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/28/2026. The listing information on this page last changed on 04/28/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/28/2026 1:36:06 PM EST) or CAAR MLS (last updated Tue 04/28/2026 1:25:13 PM EST) or CVRMLS (last updated Tue 04/28/2026 1:33:44 PM EST) or NNAR MLS (last updated Tue 04/28/2026 1:27:01 PM EST) or Chesapeake Bay & Rivers (last updated Tue 04/28/2026 12:50:34 PM EST) or Bright MLS (last updated Tue 04/28/2026 1:30:40 PM EST). Real estate listings held by brokerage firms other than Hometown Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: Licensed in the State of Virginia.

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